About us

Paywerk’s BNPL payment solutions have been specifically created for e-shops. Our products increase the average shopping cart value, and they increase conversion. They are cross-border, they enjoy a higher approval rate thanks to multiple financiers, and of course they are free for shoppers. Paywerk connects European e-shops and banks, creating fast, secure, and fun shopping for customers in Europe.

Paywerk AS is a licensed EU payment institution (Permit: 4.1-1/57). It is established in 2021 by founders of Inbank and other experienced specialists who want to challenge current BNPL ecosystem.

Meet our team

Jan Andresoo
Jan Andresoo

CEO, founder

Oksana Tolmachova

COO

Jaak Erm

CRO, co-founder

Erkki Saarniit

CPO, co-founder

Marcin Kwiatkowski

Country manager Poland

Stefan Ellrott

Country Manager Germany

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